Regenerative AgTech + FinTech · Ghana

Food you can trace to the farm. Finance that grows with the farmer.

Verdant Foods connects certified regenerative growers and their savings groups directly to restaurants, supermarkets and households. Every batch carries its origin, practices and carbon data. Every sale pays out instantly to Mobile Money.

Traceability MatrixDigital VSLAsClimate-indexed insuranceMoMo payouts
Why Verdant

Three gaps hold back West African farming.

Soil

Depleted land

Conventional practices strip topsoil and add to greenhouse gas emissions. Farmers who restore their soil rarely get paid more for it.

Origin

Hidden supply chains

Buyers want proof of where food comes from and how it was grown. Paper records and middlemen hide both.

Money

Financial exclusion

Rural growers save in paper-ledger VSLAs with no credit history, no crop insurance and slow cash payments.

The platform

One app, two engines.

Farmers sell through the marketplace and save through their VSLA in the same app. Sales history and savings history build each other's value.

AgTech

Marketplace and Traceability Matrix

  • Farm profilesGPS plot polygons, arable area and verified regenerative methods such as zero tillage, cover cropping and agroforestry.
  • Batch IDsEvery harvest batch gets a permanent Traceability ID, logged from a phone, offline if needed.
  • Impact dataSoil organic matter change, projected carbon sequestered and harvest window stored per batch.
  • Dynamic QRConsumers scan the pack and see the food's journey from seed to delivery.
  • B2B buyingFilter supply by soil-health or carbon, place bids and set standing delivery contracts.
FinTech

Digital VSLAs and payments

  • Group ledgerMembers, by-laws, share price, loan rates and every weekly contribution in a secure cloud ledger.
  • Credit scoreAn alternative score built from VSLA savings and marketplace sales, so lenders can see a track record.
  • InsuranceWeather-indexed crop cover, priced from regional rainfall and temperature data through underwriting partners.
  • PayoutsInstant settlement to MTN MoMo, Telecel Cash and AT Money wallets or a bank account.
  • Buyer paymentsBank transfer, corporate card and invoice financing for businesses; card and mobile wallet for households.
FarmMap and verifyExtension officer maps the plot and confirms practices.
HarvestLog the batchGrower records the harvest; a Traceability ID is issued.
MarketMatch a buyerBatch is listed with its soil and carbon data.
PaymentSettle instantlyBuyer pays; the farmer's wallet and VSLA are credited.
DeliveryScan the storyCold-chain delivery with a QR the end customer can scan.
Traceability Matrix · live demo

Scan a pack. See the farm, the practice and the payout.

This is what a buyer sees after scanning a Verdant QR code. Pick a sample batch or type its ID.

trace.verdantsfoods.com

    Digital VSLA · live demo

    The savings box, now with a ledger nobody can lose.

    Run a meeting, issue a loan within the group's by-laws, and preview the end-of-cycle share-out to members' Mobile Money wallets. Click a member to see their alternative credit score.

    Nyamebekyere Women's VSLA · Juaben Sample group
    MemberSharesSavings (GH₵)Loan due (GH₵)Attendance

    By-laws: GH₵10 per share, 1 to 5 shares per meeting, GH₵2 social fund, loans up to 3× savings at 5% per month, 40-week cycle.

    B2B procurement · preview

    Buy by soil health, not just by price.

    Restaurants, hotels and supermarkets filter live farm inventory by regenerative metrics, then send a wholesale bid or set up a recurring delivery.

    Buyer dashboard Sample listings
    For farmers and VSLAs

    Earn the premium your soil deserves.

    1. Meet your extension officerWe visit your community, register your VSLA and map your plots.
    2. Learn regenerative standardsTraining on cover crops, reduced tillage and agroforestry for certification.
    3. Sell verified batchesList harvests at regenerative price tiers and get paid to MoMo on delivery.
    4. Build a credit recordSavings and sales history open the door to loans and crop insurance.
    Register a farm or VSLA
    For buyers

    Source with proof you can show customers.

    1. Open a business accountRestaurants, hotels, supermarkets, malls and institutions.
    2. Filter by impactChoose suppliers by soil-health, carbon and region.
    3. Contract recurring supplyWeekly or monthly deliveries through cold-chain partners.
    4. Share the storyQR codes and ESG footprint data for menus, shelves and reports.
    Open a buyer account
    How we earn

    Fees aligned with farmer income.

    Marketplace commission5% to 10% per sale

    Applied to wholesale and retail transactions on the platform.

    Digital VSLA serviceFlat monthly fee per group

    Covers hosting, security and maintenance of the group ledger.

    Financial servicesShare of premium or investment

    Commission on micro-insurance and micro-investment from licensed partners.

    Delivery and logisticsBy distance, weight, volume

    Cold-chain storage and farm-to-door fulfilment.

    Roadmap

    From pilot to platform.

    Months1 to 6Now

    Pilot and ecosystem setup

    MVP with digital VSLA tracking and core marketplace. Pilot with 20 community VSLAs and 5 flagship restaurant partners.

    Months7 to 18

    Traceability and logistics

    Full QR Traceability Matrix and partnerships with cold-chain logistics networks.

    Months19+

    Financial expansion

    Climate-indexed insurance and carbon credit metrics that reward farmers for soil carbon sequestration.

    How we measure success

    Three ledgers, kept side by side.

    Profit

    A business that sustains itself on fair fees, so the platform is still there for farmers in ten years.

    People

    Rural households building savings, credit records and assets, with women's savings groups at the centre.

    Planet

    Measured gains in soil organic matter and net emissions avoided, recorded batch by batch.

    Join the pilot

    Bring your farm, your savings group or your kitchen.

    We are onboarding the first 20 VSLAs and 5 restaurant partners. Tell us who you are and an extension officer or account manager will reach out.

    Pilot region
    Ashanti, Bono East and Northern regions, Ghana
    Farmers
    No smartphone? Your VSLA can register as a group.
    Buyers
    Restaurants, hotels, supermarkets, malls and institutions.
    I am a